American National Insurance (NASDAQ:ANAT) and Scor (OTCMKTS:SCRYY) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, analyst recommendations, risk and earnings.
American National Insurance pays an annual dividend of $3.28 per share and has a dividend yield of 2.5%. Scor pays an annual dividend of $0.15 per share and has a dividend yield of 3.2%. Scor pays out 88.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. American National Insurance has increased its dividend for 4 consecutive years.
This is a summary of recent recommendations and price targets for American National Insurance and Scor, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|American National Insurance||0||0||0||0||N/A|
Risk and Volatility
American National Insurance has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500. Comparatively, Scor has a beta of 0.68, suggesting that its share price is 32% less volatile than the S&P 500.
This table compares American National Insurance and Scor’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|American National Insurance||16.64%||4.21%||0.83%|
Earnings & Valuation
This table compares American National Insurance and Scor’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|American National Insurance||$3.41 billion||1.04||$493.65 million||N/A||N/A|
|Scor||$15.00 billion||0.60||$323.26 million||$0.17||27.43|
American National Insurance has higher earnings, but lower revenue than Scor.
Insider & Institutional Ownership
62.6% of American National Insurance shares are held by institutional investors. Comparatively, 0.4% of Scor shares are held by institutional investors. 23.5% of American National Insurance shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
American National Insurance beats Scor on 9 of the 13 factors compared between the two stocks.
About American National Insurance
American National Insurance Company, together with its subsidiaries, provides various insurance products and services in the United States, the District of Columbia, and Puerto Rico. The company's Life segment offers whole life, term life, universal life, variable universal life, and credit life insurance products. Its Annuity segment provides deferred, variable, and single premium immediate annuity products. The company's Health segment offers medicare supplement, supplemental, stop-loss, credit disability, and medical expense insurance. Its Property and Casualty segment provides personal lines insurance, such as auto, homeowners, boats, motorcycles, recreational vehicles, and other exposures; and commercial lines of insurance, including property and casualty coverage tailored for a farm, ranch, or other agricultural business within the rural and suburban markets, as well as property, liability, and workers' compensation coverages. This segment also offers credit-related property insurance products comprising collateral or creditor protection insurance; guaranteed auto protection or guaranteed asset protection insurance; and mortgage security insurance. The company distributes its products through career and multiple-line agents, broker-dealers, independent insurance agents and brokers, managing general underwriters, and financial institutions, as well as through direct marketing channels. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas.
SCOR SE provides life and non-life reinsurance products worldwide. It operates through SCOR Global P&C and SCOR Global Life segments. The SCOR Global P&C segment offers reinsurance products in the areas of property and casualty treaties; specialty treaties, including credit and surety, decennial insurance, aviation, space, marine, engineering, agriculture risks, and alternative solutions; business solutions; business ventures and partnerships; and direct insurance products on a business-to-business basis. The SCOR Global Life segment provides life reinsurance products, including protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, the company is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.
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