Globe Life (NYSE:GL) & Federal Life Group (OTCMKTS:FLFG) Financial Review

Globe Life (NYSE:GL) and Federal Life Group (OTCMKTS:FLFG) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, valuation, analyst recommendations, profitability, earnings and risk.

Valuation and Earnings

This table compares Globe Life and Federal Life Group’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Globe Life $4.53 billion 2.22 $760.79 million $6.75 14.21
Federal Life Group $20.82 million 1.85 -$4.83 million N/A N/A

Globe Life has higher revenue and earnings than Federal Life Group.

Profitability

This table compares Globe Life and Federal Life Group’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Globe Life 15.38% 9.94% 2.78%
Federal Life Group N/A N/A N/A

Risk and Volatility

Globe Life has a beta of 1.14, meaning that its share price is 14% more volatile than the S&P 500. Comparatively, Federal Life Group has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500.

Insider and Institutional Ownership

69.3% of Globe Life shares are held by institutional investors. Comparatively, 0.0% of Federal Life Group shares are held by institutional investors. 3.8% of Globe Life shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current ratings for Globe Life and Federal Life Group, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Globe Life 1 2 2 0 2.20
Federal Life Group 0 0 0 0 N/A

Globe Life presently has a consensus price target of $97.40, indicating a potential upside of 1.55%. Given Globe Life’s higher possible upside, equities research analysts clearly believe Globe Life is more favorable than Federal Life Group.

Summary

Globe Life beats Federal Life Group on 11 of the 11 factors compared between the two stocks.

Globe Life Company Profile

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. The company operates through four segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. It offers whole life, term life, and other life insurance products; and medicare supplement and supplemental health insurance, such as critical illness and accident plans. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was incorporated in 1979 and is headquartered in McKinney, Texas.

Federal Life Group Company Profile

Federal Life Group, Inc., through its subsidiary Federal Life Insurance Company, provides life insurance and annuity products to the middle American market. It offers whole, term, and universal life insurance, as well as retirement, accident and health, and final expenses products; and fixed interest and fixed index annuity contracts. The company offers its products through independent agents. Federal Life Group, Inc. was founded in 2018 and is headquartered in Riverwoods, Illinois. Federal Life Group, Inc operates as a subsidiary of Insurance Capital Group, LLC.

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