Reviewing FlexShopper (FPAY) & Its Peers

FlexShopper (NASDAQ: FPAY) is one of 20 public companies in the “Equipment rental & leasing, not elsewhere classified” industry, but how does it weigh in compared to its competitors? We will compare FlexShopper to related companies based on the strength of its dividends, valuation, institutional ownership, risk, earnings, profitability and analyst recommendations.

Insider and Institutional Ownership

17.4% of FlexShopper shares are held by institutional investors. Comparatively, 61.0% of shares of all “Equipment rental & leasing, not elsewhere classified” companies are held by institutional investors. 37.4% of FlexShopper shares are held by company insiders. Comparatively, 12.6% of shares of all “Equipment rental & leasing, not elsewhere classified” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations for FlexShopper and its competitors, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FlexShopper 0 1 2 0 2.67
FlexShopper Competitors 248 764 1012 94 2.45

FlexShopper presently has a consensus target price of $4.17, suggesting a potential upside of 38.89%. As a group, “Equipment rental & leasing, not elsewhere classified” companies have a potential downside of 1.73%. Given FlexShopper’s stronger consensus rating and higher probable upside, research analysts clearly believe FlexShopper is more favorable than its competitors.

Risk & Volatility

FlexShopper has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500. Comparatively, FlexShopper’s competitors have a beta of 1.51, suggesting that their average share price is 51% more volatile than the S&P 500.

Valuation & Earnings

This table compares FlexShopper and its competitors revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
FlexShopper $88.79 million $580,000.00 -27.27
FlexShopper Competitors $1.42 billion $192.00 million 6.32

FlexShopper’s competitors have higher revenue and earnings than FlexShopper. FlexShopper is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares FlexShopper and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
FlexShopper -0.96% -1.40% -1.81%
FlexShopper Competitors -10.13% -11.65% -0.33%

Summary

FlexShopper competitors beat FlexShopper on 7 of the 13 factors compared.

FlexShopper Company Profile

FlexShopper, Inc., through its wholly owned subsidiary, FlexShopper, LLC operates as an online lease-to-own (LTO) retailer and LTO payment solution provider. The company provides residential furniture, consumer electronics, computers, appliances, household accessories, and various other durable goods to consumers on a LTO basis to consumers of third-party retailers and e-tailers. It offers products through FlexShopper.com, an LTO e-commerce marketplace; e-commerce sites and in-store terminals by utilizing FlexShopper's patented LTO payment method; and facilitation of LTO transactions with retailers. The company was formerly known as Anchor Funding Services, Inc. and changed its name to FlexShopper, Inc. in October 2013. FlexShopper, Inc. was founded in 2003 and is based in Boca Raton, Florida.

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