Today’s Interest Rates for Home Mortgages at BMO Harris, PHH Jan 1, 2018


BMO Harris Bank

The benchmark 30 year loan interest rates have been offered at 3.750% at BMO Harris Bank today and an APR of 4.005%.  Shorter term, popular 15 year fixed rate loans at the bank are being offered for 3.250% today and an APR of 3.589%.  

10 year FRMs start at 3.125% at the bank yielding an APR of 3.614% today.  20 year loan interest rates have been quoted at 3.500% today and an APR of 3.882%.  

The 3 year ARM loans have been offered at 2.875%  with an APR of 4.060%.  ARM interest rates in the 5 year category at Harris Bank are being offered for 3.000% yielding an APR of 3.954% at present.  The 7 year ARM loans have been published at 3.375%  and an APR of 4.002%.  10/1 Adjustable Rate Mortgages have been offered at 3.500% currently and APR of 3.971%.  

Specifically, Harris Bank’s own stock price improved to 77.61 up +0.35%.  

PHH Mortgage

Standard 30 year fixed rate mortgages have been published at 4.125% at PHH Mortgage today carrying an APR of 4.190%.  The short term, popular 15 year fixed rate loans are being quoted at 3.590% yielding an APR of 3.772% today.  

10 year loan interest rates at the bank stand at 3.590% yielding an APR of 3.853%.  20 year fixed rate mortgage interest rates are being quoted at 3.875% and APR of 4.018%.  

The 5/1 ARM interest rates at PHH Mortgage start at 3.875% with an APR of 4.138%.  7/1 Adjustable Rate Mortgages have been listed at 3.875%  showing an APR of 4.110%.  The 10/1 ARM interest rates are available starting at 3.920% today with a starting APR of 4.101%.  

Refinance Mortgage Interest Rates

30 year refinance loan interest rates have been quoted at 3.50% at PHH Mortgage and an APR of 3.723%.  The shorter term, popular 15 year refi FRMs have been published at 2.75% and APR of 3.239%.  7/1 ARM interest rates have been quoted at 2.625%  with an APR of 3.141% to start.  

Drilling down a bit, PHH Mortgage’s own stock increased to 11.26 up +0.31%.