NextPlay Technologies (NASDAQ:NXTP) versus Cass Information Systems (NASDAQ:CASS) Head-To-Head Comparison

Cass Information Systems (NASDAQ:CASS) and NextPlay Technologies (NASDAQ:NXTP) are both small-cap computer and technology companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, risk, dividends and institutional ownership.

Risk & Volatility

Cass Information Systems has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500. Comparatively, NextPlay Technologies has a beta of 2.41, meaning that its share price is 141% more volatile than the S&P 500.

Valuation & Earnings

This table compares Cass Information Systems and NextPlay Technologies’ top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cass Information Systems	$197.51 million	2.98	$30.06 million	$2.19	19.72
NextPlay Technologies	$8.20 million	0.00	-$37.97 million	N/A	N/A

Cass Information Systems has higher revenue and earnings than NextPlay Technologies.

Institutional & Insider Ownership

59.1% of Cass Information Systems shares are owned by institutional investors. Comparatively, 3.0% of NextPlay Technologies shares are owned by institutional investors. 2.8% of Cass Information Systems shares are owned by company insiders. Comparatively, 24.5% of NextPlay Technologies shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Cass Information Systems and NextPlay Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cass Information Systems	15.21%	13.86%	1.21%
NextPlay Technologies	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for Cass Information Systems and NextPlay Technologies, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cass Information Systems	0	0	1	0	3.00
NextPlay Technologies	0	0	0	0	N/A

Cass Information Systems currently has a consensus target price of $51.00, indicating a potential upside of 18.08%. Given Cass Information Systems’ higher probable upside, analysts clearly believe Cass Information Systems is more favorable than NextPlay Technologies.

Summary

Cass Information Systems beats NextPlay Technologies on 9 of the 11 factors compared between the two stocks.

About Cass Information Systems

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates through two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software solution and on-line platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in Saint Louis, Missouri.

About NextPlay Technologies

NextPlay Technologies, Inc., a technology solutions company, provides games, in-game advertising, digital asset products and services, connected TV, and travel booking services to consumers and corporations in the United States, Puerto Rico, Europe, and Thailand. The company operates through three segments: Media, FinTech, and Travel. The Media segment provides HotPlay games studio, a game development studio that develops a range of casual games; HotPlay redemption mobile application, a digital wallet that is used to collect the HotPlay IGA rewards; HotPlay In game advertising and rewards platform, that enable advertisements and rewards to be inserted in game; goPlay platform, a gamification platform for users to compete against each other through tournaments and challenges, as well as a reward platform that rewards users for their continued loyalty and continuous game; and Zappware, a TV as a Service platform, which includes media source ingest, encoding and transcoding, packaging, protection, delivery, playback, and analytics that provide telco operators for their digital media processing, as well as a client side set top box and smart TV middleware platform, associated application framework and corresponding, and supporting content management system. The FinTech segment engages in the development of NextFinTech Platform, an integrated digital financial platform, which offers mobile banking, investments into alternative assets, and insurance to businesses and individuals. The Travel segment offers booking solutions for business and leisure; and travel technology solutions comprising alternative lodging rental properties under NextTrip ConNextions brand. The company was incorporated in 2005 and is based in Sunrise, Florida.